Posts for category: Money

  • Best Way to Save Money
    Best Way to Save Money
    Written by Alana Johnson   // January 31, 2012   // 0 Comments

      In this economy everybody wants to know the best way to save money.  There are numerous ways to cut back on your spending and reduce your living expenses but really and truly what is the best way to save money? You stash that cash.  I recently had a conversation with one of my girlfriends about saving money.  We were in agreement with one major way to

  • Gold Credit Card
    4 Steps to a Good Credit Score
    Written by Alana Johnson   // February 15, 2011   // 6 Comments

    In the olden days, our credit worthiness was based on a method of “good faith” and a handshake. Those days are long gone. The “good faith”/handshake method has been replaced by an elusive 3-digit code known as our FICO score. Our FICO score is determined by various factors and depending on where you land on this spectrum (spectrum being a scale ranging from 300-850), it can have a po

  • Loan Application
    What You Should Know About ChexSystems
    Written by Alana Johnson   // February 15, 2011   // 3 Comments

    Being listed in ChexSystems can definitely pose a lot of problems so you need to be conscious of what you should know about ChexSystems to avoid their dreaded list. Check System or ChexSystems is a consumer reporting agency; they keep track of closed bank accounts with issues. Your name will be reported to ChexSytsems if you provided wrong information on your account, you committed s

  • Credit Status
    Good Credit Score Range
    Written by Alana Johnson   // February 15, 2011   // 4 Comments

    A good credit score range is what everyone wants to see in their credit report. Good credit means banks and other lenders see you as financially stable and a potential client. The most accepted credit score system is FICO which stands for Fair Isaac Corporation. You can get your FICO credit score for free or online with are sites that offer free 30 day trials. Should you use a service to monitor y

  • Credit Crunch
    Good Credit Score: The Facts
    Written by Alana Johnson   // February 15, 2011   // 0 Comments

    In general, we believe that in life, everything that is good is desirable. When we have all the good things; we believe that we will have all the things we would desire. If we have good looks, we believe that we will get the person we desire. If we have a good voice, we believe that we can win a singing contest. If we have a good body shape, we believe that people see us as sexy. If we have this t

  • Credit House
    Foreclosure and Your Credit
    Written by Alana Johnson   // February 15, 2011   // 0 Comments

    The relationship between your experience of a foreclosure and your credit score is an irreversible fact. It is not like other bad incidents in your personal finance that you can use to turn-over from its flipside to make that bad incident an opportunity to have a good credit score. Yet, despite the fact that a foreclosure always has a negative impact in your credit score, you may still delete it f

  • Receipts and Credit Report
    Fair Credit Reporting Act
    Written by Alana Johnson   // February 15, 2011   // 1 Comment

    Fair Credit Reporting Act (FCRA) is a federal law that details and regulates how consumer credit information can be gathered, given out, and used by reporting agencies. Under the FCRA, consumers have a right to view information in their credit records, examine their own credit history and dispute wrong information. The Federal Trade Commission (FTC) enforces this act. FCRA’s goal is