Handling a Collision While on Vacation

Written by on February 25, 2013 in Family - No comments | Print this page

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car accident on vacationDealing with a car accident can be extremely stressful, especially if you’re on vacation. However, handling a collision in a rental car can be similar to having an accident with your own vehicle. The following are some helpful tips on how to deal with an accident when traveling.

Driving on Vacation

West Palm Beach is the ideal destination for dealing with the winter blues. With the combination of tropical temperatures, magnificent scenery and an array of activities, it’s not surprising that the area is a huge tourist attraction.

Since most of the visitors that arrive to the area fly, renting a car to get around is a popular option for travelers. Unfortunately with the increase in population, the area can have a dramatic rise in vehicle accidents and many of the cars belong to the rental car company.

Handling a Collision

Car accidents in West Palm Beach or Myrtle Beach can be extremely frightening, especially when you’re on vacation. The first thing that you want to do is to assess the situation and check for injuries. If anyone is hurt, you need to immediately call for assistance.

If it was a minor collision, you can treat it the same as you would any other accident. You should also take pictures of both vehicles, exchange insurance information and notify a law enforcement official. Do not offer up more information than necessary and never admit that you were at fault.

Rental Car Coverage

Before going on vacation and renting a car for the time that you intend to be gone, you need to do a bit of research and verify your coverage in case of an accident. If you have auto insurance for your regular vehicle at home, talk to your insurance provider to see if your policy covers a rental car while on vacation.

A collision damage waiver will cover damages to the car that you are driving and liability is coverage for damages incurred to another party. Also, make sure that the amount of your coverage will be sufficient for the car that you will be renting, and you aren’t excluded from renting a particular vehicle such as a luxury car.

These areas can be costly, so you want to read the fine print and make sure that you are adequately covered when renting a car on vacation.

The Family Vacation

If you’re going to be sharing the driving with other family members on vacation, you may want to speak with your insurance provider to see if your teenager will be covered. Another area where you and your family may be covered is through your credit card company.

Some credit cards supplement insurance for a rental car while on vacation, but you’ll need to verify the information in writing because there may be driver and car exclusions. You can also purchase over-the-counter insurance from the car rental company that can typically cost between $10 and $30 per day.

If your travel plans include renting a car while on vacation, you need to be properly prepared before you leave. Getting your rental agreement and insurance policy guidelines in order ahead of time can save you a substantial amount of money and aggravation if you find yourself in vehicle collision with your rental car.

Writer, Jeanetta Champion, offers this article since the spring months are on the horizon and vacations will be starting shortly. Steinger, Iscoe & Greene are available to answer your questions about accidents in West Palm Beach. These attorneys bring an impressive record for winning car accident cases where injuries occur and they have represented more than 18,000 Southern Floridians.  

 

Photo credit: http://www.flickr.com/photos/8068311@N02/3522760565/

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