What Are the Effects of Having a Criminal Record?

Written by on September 23, 2012 in Lifestyle - No comments | Print this page

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It’s just a couple records of shoplifting, anyway. I’m pretty sure it’s not going to hurt me.

Wrong.

Many people think that a petty crime, however insignificant it may be for them, cannot affect someone’s life. However, when you really look at it, those records will have a detrimental effect to your future. Here are some examples of how criminal charges can affect you.

Difficulty Looking for a Job

Employers do have the right to reject your job application simply because you have a criminal record. After all, they would want to hire people they can trust, so they’re going to make sure that you can be trusted. Look at it this way; if you’re applying for a sales clerk position and you have a shoplifting record against you, do you think you’ll land the job? Do you think you’ll gain the trust of your employer, knowing that he knows you have the tendency to steal? No, right?

Employers run background checks on future employees. They check and make sure that you don’t have any records against you in the last seven years, and they also make sure that you haven’t been convicted of any crime. Furthermore, employers will also investigate if your past crimes have any bearing to the job you’re applying for. If it does, then this will greatly decrease your chances of being hired.

Difficulty Applying for a Loan

Banks and other financing and loan companies have the right to deny your loan application should you have records against you. After all, they would want to lend money to people they know can pay them back. Let’s say for example that you have a bounced check record, have been convicted of larceny by check, and you’re applying for a car loan, do you think they’ll approve your application? No, right?

As mentioned earlier, financing and loan companies want to make sure that you can pay back the money you owe them. Now, having criminal records relating to money and bounced checks won’t help you get the loan. Not only are you considered a liability, but you are also considered a high risk.

Difficulty Looking for Your Own Place

Landlords have the right to deny your tenancy. After all, they would want to make sure their tenants are not only decent people but also people who can pay the rent properly. Now, let’s suppose that you have a bad credit history and have multiple police records, do you think the landlord will accept you as tenant? No, right?

Landlords also run background checks on potential tenants. They want to make sure that they can trust their tenants, and they want to make sure that they get their payments on time. They also want tenants who are amiable people, can take care of the property, and can respect their neighbors. Now, having criminal records can instantly make them suspicious of you. It’ll also make it much harder for you to look for a decent house in a decent neighborhood. More often than not, you’ll end up in cheap rundown apartments in a bad neighborhood.

So, are you still thinking that your criminal record won’t affect you? Think again.

This is a guest post.  Jennifer Daley writes for a criminal defense lawyer, ElliotSavitzLaw.com. However good your lawyer may be, but having a criminal record will always be detrimental to your future.

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